How to Get Insurance Endorsement for New CNG Kit Online?

Switching your car to CNG in 2025 is a smart move for saving on fuel costs and helping the environment. Now, you need to learn how to get insurance endorsement for new cng kit online. This step is mandatory and can seem confusing.

Don’t worry, it’s easier than you think! This guide gives you a simple, step-by-step plan. You will see how to first get the change approved by the RTO and then quickly update your car insurance policy right from your home.

How to Get Insurance Endorsement for New CNG Kit Online? The Essential 2-Step Process

Getting your CNG kit added to your insurance is a straightforward two-step process. You just need to follow this exact order to make the CNG endorsement process go smoothly and without any hitches.

Step 1: Get RTO Approval First

Before you do anything else, you must get the new CNG kit added to your car’s Registration Certificate (RC). This is a legal step where the Regional Transport Office (RTO) officially approves your vehicle modification.

Step 2: Update Your Insurance Policy

After your RC is updated, you can then inform your insurance company. They will add the CNG kit to your cng car insurance policy through a simple update called an endorsement.

This sequence is mandatory because your insurance provider needs the updated RC as legal proof of the change. Without it, they cannot cover your newly installed CNG kit or process any related claims.

Source: The information presented here is based on guidelines from automotive and insurance experts at sources like Acko, Tata AIG, and HDFC Ergo, as well as official procedures outlined by government portals such as Parivahan. These sources reflect the standard industry process for vehicle modifications and insurance endorsements.

Step 1: Getting Your CNG Kit Endorsed on Your RC via Parivahan

This first step is all about making your CNG kit legal in the eyes of the law. Before you even think about your insurance, you must get your car’s Registration Certificate (RC) updated.

First, always use a government-approved CNG kit from a licensed dealer. After the installation, you will receive an invoice and a certificate. Keep these papers safe, as you will need them for the RTO approval for your cng kit.

Online Application on the Parivahan Portal

You can complete most of the RTO work online. Here’s how you do it:

• Go to the official Parivahan Sewa website – https://www.parivahan.gov.in/
• Find the section for “Online Services” and click on “Vehicle Related Services.”
• You will then select your state and the RTO office where your car is registered.
• Once you log in, look for the service named “Addition of CNG/LPG Kit” or “Alteration of Vehicle.”
• You will need to fill out a form with your vehicle details. After that, upload scanned copies of your documents and pay the required fees directly on the portal.

After you submit your online application, the RTO will schedule a physical inspection. You must take your car to the RTO so an officer can check that the CNG kit is installed correctly and safely. Once they approve it, your RC will be updated.

Step 2: Updating Your Car Insurance Policy Online

Once the RTO has approved your CNG kit, you’ve completed the hardest part. Now, you can easily handle the cng car insurance policy update online.

First, you’ll get your updated Registration Certificate. You might receive a new RC Smart Card by post. Even faster, you can often find the digitally updated RC on apps like DigiLocker or mParivahan. This digital copy is perfectly valid for your insurance update.

With your new RC in hand, it’s time to inform your insurer. The online insurance endorsement process is very quick:

• Log in to your insurance provider’s official website or mobile app, such as Acko, GoDigit, or HDFC ERGO.
• Look for a section called “Make an Endorsement,” “Edit Policy,” or “Make Changes.”
• Choose the option for “CNG Kit Addition” or a similar vehicle modification.
• You will be asked to upload a clear copy of your newly endorsed RC and the CNG kit installation invoice.
• After uploading, the system will calculate the small additional premium. You can pay this extra amount directly online.

Once you pay, the process to add CNG kit to policy is complete. You can usually download your new, endorsed insurance policy almost instantly or within 24 to 48 hours.

Source: The information presented here is based on guidelines from digital insurance providers and industry experts at sources like Acko, Shriram General Insurance, HDFC Ergo, and The Economic Times. These sources, as reflected in the cited materials, outline the standard online procedure for endorsing a CNG kit on a car insurance policy.

Documents and Costs: What You’ll Need in 2025

To make the CNG approval process quick and easy, you should have all your papers ready. Having these cng endorsement documents prepared will help you avoid any delays at the RTO and with your insurer. Here is a simple checklist of what you’ll need:

• Your Original Vehicle Registration Certificate (RC)
• Your current Car Insurance Policy paper
• The CNG Kit Installation Invoice and its Certificate
• Your KYC Documents (like your PAN or Aadhaar card)
• A valid Pollution Under Control (PUC) Certificate

Here’s a look at the approximate costs involved as of June 2025.

Expense Item	Estimated Cost (as of June 2025)	Notes
RTO Endorsement Fee	₹500 – ₹1,500	This fee can change depending on your state.
New RC Smart Card	₹200 – ₹300	Most RTOs charge this fee for the new card.
Premium Increase	~4-5% of Own Damage value + ₹60 for liability	This is a standard increase set by the IRDAI.

Source: The information presented here is based on guidelines from automotive and financial experts at sources like The Economic Times, PayBima, and Cars24. These sources, as reflected in the cited materials, provide standard document requirements and cost estimates for the RTO and insurance endorsement process in India.

What Happens If You Don’t Endorse Your CNG Kit?

Skipping the CNG kit endorsement can lead to serious problems. It’s a small step that protects you from big headaches later on. Here is what can happen if you fail to update your policy:

Claim Rejection: If you have an accident, your insurer can deny your claim. They will argue that the car was modified without their knowledge, breaking the policy terms.

Policy Becomes Void: Your entire insurance contract could be cancelled. This leaves you with no coverage at all, not just for the CNG kit but for any kind of damage or theft.

Legal Trouble: Driving a car with an unendorsed CNG kit is against the Motor Vehicles Act. You could face fines and other legal issues if caught.

Frequently Asked Questions

Ending Note

The CNG endorsement process is simple when you follow the right order: get RTO approval first, then update your insurance. Handling these steps online is the fastest and most convenient way to get everything done in 2025. You can complete the whole process without leaving your home.

For more expert insights on Auto and Car Insurance, explore the high-quality resources and articles at Finance Crave.